I have access to a very broad approved product list (APL) that will cater for most requirements. In addition to this I have the capacity to provide advice on non-approved products on an as-needed basis. This allows the development of effective solutions for diverse range of client financial needs.
Defined benefit schemes
We can provide specialist advice around defined benefit funds including CSS (54/11), PSS, DFRDB, MSBS, Unisuper, QSuper and LGIA Super.
We will ensure your most important retirement asset is built as effectively as possible. This can include advice around self managed super funds (SMSF), Industry Super Funds and retail funds.
We will review and analyse your retirement planning to ensure all available forms of income are optimised. This will include retirement pension and Centrelink pension entitlements.
We can model out your current assets including your super to assist you in determining your asset position and projected income at retirement.
We will maximise government retirement entitlements to benefit your estate.
We will help you to take control of your investments to ensure your asset allocation is aligned with your current needs.
We will advise on structuring assets to ensure they are passed to your beneficiaries in the most financially effective way possible. This includes minimising death benefits tax.
We can provide solutions for building wealth outside the superannuation environment when appropriate.
We will align your cash flow and debt position to be as tax effective as possible.