Services

I have access to a very broad approved product list (APL) that will cater for most requirements. In addition to this I have the capacity to provide advice on non-approved products on an as-needed basis. This allows the development of effective solutions for diverse range of client financial needs.

Defined benefit schemes

I can provide specialist advice around defined benefit funds including CSS (54/11), PSS, DFRDB, MSBS, Unisuper, QSuper and LGIA Super.

Superannuation

I will ensure your most important retirement asset is built as effectively as possible. This can include advice around self managed super funds (SMSF), Industry Super Funds and retail funds.

Retirement

I will review and analyse your retirement planning to ensure all available forms of income are optimised. This will include retirement pension and Centrelink pension entitlements.

Centrelink entitlements

I will maximise government retirement entitlements to benefit your estate.

Investment advice

I will help you to take control of your investments to ensure your asset allocation is aligned with your current needs.

Insurance

I will create a tailored package for life, TPD, trauma and income protection insurance to match your needs. This can often largely be funded by pre-tax money from your superannuation account.

Estate planning

I will advise on structuring assets to ensure they are passed to your beneficiaries in the most financially effective way possible. This includes minimising death benefits tax.

Wealth accumulation

I can provide solutions for building wealth outside the superannuation environment when appropriate.

Debt management

I will align cash flow and debt position to be as tax effective as possible.