C T Wealth is a 2020 Financial Planning Association of Australia Advice Innovation Award Finalist.
When we set up our practice, one of our core objectives was to provide clients with access to high quality strategic advice regardless of their location. I’d like to thank my team for all of their creativity and innovation. It’s great to have our work recognised by the 2020 Financial Planning Association Awards.
Good luck to all of the finalists.
The Importance of Getting Strategic Advice
I’ve recently posted this video on my YouTube channel which describes how good strategic advice can help to plan out a retirement roadmap for PSS and CSS clients. It outlines some of the issues that should be considered in preparation for your retirement including estate planning, debt and cash flow management and asset allocation. Putting all of these pieces together in an effective way can have a major impact on your retirement outcomes.
Having been the victims of a convicted financial fraudster currently serving a 10 year jail sentence, we were naturally wary about who we could trust to oversee our financial future. We needed to find someone highly qualified and with a scrupulous background in the financial planning industry. Happily Cameron was able to re-build our confidence …
Turning 50 was a watershed moment. I thought retirement was 10 years away but I wasn’t sure because CSS and PSS experts are hard to find. A few minutes into our first appointment with Cameron my wife and I knew we were listening to a genuine CSS and PSS expert. Cameron’s advice explored all the …
Having spent 40+ years in the Royal Australian Navy and retaining my DFRDB super, I was keen to find an Advisor who knew how to manage my DFRDB. Cameron was highly recommended during my transition from Defence and from the moment we met with him we felt comfortable that our investments would be safe. Cameron …
Both myself and my wife were members of the CSS before retiring from the APS. Cameron Teague was recommended to us by trusted colleagues who had also used his advice for their own retirements. As a former senior Human Resources professional I appreciate the complexity and potential traps that poor advice could have on future …
Cameron Teague was recommended to me by a colleague. My husband spoke with him several years ago to investigate 54/11 options. It’s been great to be able to pick his brain around the complexities of CSS, 54/11 and redundancy and to know whether I leave my role through 54/11 or a redundancy, I know I’m …
I found Cameron to be very professional with a warmth that gave me confidence in his services. He took the time to understand my financial concerns and I felt reassured that the options he provided were ones that were tailored to my future needs.
Why Cameron Teague Wealth Advisory?
I have chosen the name Cameron Teague Wealth Advisory so my clients know they are dealing with me, as opposed to a revolving door of advisors behind a generic business name. My clients can expect the same clear, practical, fee for service approach I have always delivered.
Read more about the way I run my practice below.
If you would like to arrange a complimentary 15-minute phone discussion about how I can help you, please click the ‘contact me’ button below.
CFP® with 20 years experience
I am a Certified Financial Planner (CFP)® and hold a bachelor’s degree and postgraduate qualifications in financial planning. I have been working as a financial planner since 2001 across both private practice and Industry Funds. My Industry Fund experience began in 2006 and continues through my current private practice. I have extensive experience in providing complex financial strategies combining best-in-practice products across both Industry Fund and retail product environments to deliver the best outcomes for clients. Read more.
Genuine and transparent fee for service
My practice operates under a genuine fee for service model. I do not charge asset-based fees and I do not accept any form of commission. All fees are agreed upon prior to any work being undertaken. This covers both the initial advice process and additional ongoing advice requirements. There are no hidden ongoing fees. I am an advocate for greater fee transparency and integrity across the broader advice industry. Read more.
Defined benefit specialist including CSS and PSS
I have extensive experience in advising on complex defined benefit strategies. In particular, in preparing advice for the following funds: CSS (54/11), PSS, DFRDB, MSBS, Unisuper, QSuper and LGIA Super. I am one of very few planners in Australia with extensive experience across federal, state and local government defined benefit schemes. Importantly, I can advise on the structure that will provide the best outcomes across multiple funds. Read more.
Industry fund specialist
I have been employed as a financial planner within the Industry Fund environment for 13 years and have a unique understanding of its operations. Within my practice I continue to service all past Industry Fund clients who wish to continue our advice relationship while continuing with their trusted Industry Fund partner. My experience is that this is the best way to successfully achieve their ongoing retirement strategy. In some cases this ongoing relationship can continue to be paid for from your present Industry Fund. Read more.
Face to face and online appointments
I meet with most clients at my Head Office in Brisbane. I also offer face-to-face appointments at the Sunshine Coast. If you are not able to attend an appointment in one of these locations I offer appointments either by phone or online using Zoom or Microsoft Teams. This is particularly beneficial for clients living in regional or remote areas as well as public servants undertaking overseas postings. Read more.
Advice can be very complex and difficult to understand. I pride myself on keeping things as simple as is practical to achieve your goals while ensuring that you, as a client, fully understand what we are doing. My financial strategies will be explained to you in the same clear and straight talking way I have always used with my clients. Read more.
Client’s best interests always come first
The client strategies I develop are always aligned to my client’s best interests. Being privately owned and not aligned to any product provider, I have access to a broad range of best-in-practice products across both the retail and Industry Fund environments, which enables me to tailor my recommendations to ensure I always meet the best interests duty (also referred to as fiduciary duty). This has led to the development of my loyal client base which is highlighted in my testimonials.
Privately owned with no connection to product providers
My practice is privately owned and operated (not by a bank or other product provider). It is not vertically integrated and I have no sales targets. I do not accept any ‘soft dollar’ incentives from product providers. This approach means I can give my clients access to best-in-practice products across both the retail and Industry Fund environments. Recommendations are based on your needs, goals and objectives rather than a need to sell products. Read more about how I run my practice here.
Best practice referral partners
Rather than trying to be all things to all people, my practice will focus on my strength which is developing and delivering complex financial strategies. Where other professional services are required, I will refer you to the best-in-practice for those areas. I have established preferred partners for this purpose including estate planning, broking and accountancy. I do not have any financial arrangements for referrals with any professionals. You will simply be referred to the best person for your needs. Read more.