Meet the CTWealth Financial Planning Team
Cameron Teague
Senior Certified Financial Planner
Email: cameron@ctwealth.com.au
For more than 25 years, Cameron has been helping Australians make confident financial decisions during some of life’s biggest transitions.
Whether someone is leaving the Australian Defence Force, a Veteran with a SRDP or PI offer, planning for retirement, navigating a defined benefit pension, or making sense of a significant life event, Cameron’s focus is always the same … to simplify complex financial decisions and help clients move forward with confidence.
As a Certified Financial Planner (CFP®), Cameron has developed particular expertise in military and government superannuation schemes, retirement planning, and helping veterans understand the financial implications of DVA compensation. He is recognised for combining technical expertise with practical, easy-to-understand advice.
Clients often say that Cameron has a calm, down-to-earth approach that makes them feel comfortable asking questions and confident in the decisions they make.
His advice is never about chasing products or unnecessary complexity … it’s about understanding what matters most to each client and building a strategy that supports the life they want to live.
Outside the office, Cameron grew up on a dairy farm in New Zealand, where he developed the practical, hardworking approach that still shapes the way he works with clients today.
Those values of honesty, preparation and doing the right thing remain at the heart of CTWealth.
Tim Poole
Certified Financial Planner
Email: tim@ctwealth.com.au
Timothy has spent more than 20 years helping Australians make informed financial decisions with confidence.
As both a Certified Financial Planner (CFP®) and Chartered Accountant (CA), he combines deep technical expertise with practical, easy-to-understand advice. His experience spans retirement planning, investment strategy, taxation, estate planning, insurance and complex superannuation advice, enabling him to help clients navigate important financial decisions at every stage of life.
Throughout his career, Timothy has advised members of some of Australia’s largest superannuation funds, including AustralianSuper, QSuper and Cbus. He later led a national team of financial advisers before becoming Head of Advice for ACS, where he was responsible for overseeing the delivery of high-quality financial advice across the organisation.
Today, Timothy continues to provide comprehensive financial advice with particular expertise in government and defined benefit superannuation schemes, retirement planning and assisting veterans to understand the financial implications of their Department of Veterans’ Affairs (DVA) entitlements.
Timothy enjoys simplifying complex financial issues and developing strategies that help clients make confident decisions about their future. He believes great advice isn’t about making finance more complicated … it’s about helping people clearly understand their options and giving them confidence in the path they choose.
Debbie French
Associate Financial Planner
Email: debbie@ctwealth.com.au
Debbie brings more than 18 years of experience in the financial planning profession, combining strong technical knowledge with a genuine commitment to helping people make confident financial decisions.
Throughout her career, she has supported clients and advice teams across a broad range of areas, including retirement planning, superannuation, investments, aged care, executive share schemes, Centrelink and wealth creation. She is also highly regarded for her expertise in financial planning technology, systems and practice efficiency, and has presented at industry events and shared her knowledge with advice businesses across Australia.
Born in Botswana, Debbie later attended school in England and studied at Massey University in New Zealand before making Australia home. She now lives on the Sunshine Coast with her husband, her two boys and her Shar Pei Frankie.
Outside of work, Debbie enjoys hot Pilates, travelling and spending quality time with her family.
Debbie believes good financial planning is about more than numbers. It is about helping people feel informed, supported and more confident about the decisions ahead.
Kym Bolger
Practice Manager
Email: kym@ctwealth.com.au
Behind every great client experience is someone making sure nothing is left to chance. At CTWealth, that’s Kym.
For many of our clients, Kym is the reassuring voice and familiar face they’ll come to know throughout their journey with CTWealth.
Kym plays a central role in making sure every client receives the highest level of care. From coordinating advice implementation to keeping every detail on track, she works tirelessly behind the scenes to ensure things are completed accurately, on time and with as little stress as possible for our clients.
Kym is often described as the glue that holds the team together. She has a remarkable ability to bring people, processes and projects together while never losing sight of what matters most … the people that we are helping.
Her genuine care for others extends well beyond her role at CTWealth. Kym is passionate about helping individuals and families build confidence with money and believes that financial education has the power to create lasting change for future generations.
Whether she’s supporting a veteran through the next stage of their journey, coordinating a client’s implementation, or helping the team deliver an exceptional client experience, Kym approaches every interaction with kindness, professionalism and a genuine desire to make a positive difference.
Lachlan Toppenberg
Veteran Coordinator
Email: lachlan@ctwealth.com.au
Lachlan is a proud Australian Veteran who brings lived experience, empathy, and dedication to his role as Veteran Coordinator at CTWealth.
Growing up in Brisbane, he completed a Bachelor of Arts in Psychology at the University of Queensland before joining the Australian Army in 2014 as an Artillery Gunner. Over the course of his service, he rose to the rank of Bombardier before being medically discharged in 2024.
With a deep passion for supporting current and former serving defence members, Lachlan is committed to helping veterans navigate the complexities of financial wellbeing and transition.
Drawing on both his military and academic background, he offers practical insight and compassionate guidance to those adjusting to life after service.
Outside of work, Lachlan enjoys spending time with his young family and two dogs.
He aspires to further his impact by becoming a trained veterans’ advocate and licensed financial planner, continuing his mission to serve those who’ve served.